For Self-Directed Investors
Built for investors who want the full picture — in one private dashboard.
Your AI CFO knows your complete financial picture and has access to live market data. Ask it anything — portfolio optimization, tax strategy, risk, rebalancing.
Track every asset and liability you own — equities, real estate, loans, credit cards, and more. One unified view, updated automatically.
Track the portfolios of the world's most respected money managers through their SEC 13F filings every quarter. See full portfolios, position changes, and independent stock scoring.
Set intelligent alerts on any stock and get notified the moment your conditions are met — price targets, percentage swings, or trailing peaks.
One dashboard for your net worth, your investments, and your AI CFO.
Your data is private and never sold · 256-bit encryption
FAQ
General
Captiver is an intelligent wealth platform built for serious investors. It combines a complete net worth tracker, real-time research into the world's top institutional investors, and a personal AI CFO — all in one private interface.
Investors who take their finances seriously — whether you're managing a $200k portfolio or a $10M family office. If you've outgrown spreadsheets, hate Empower's sales calls, or want to understand what Buffett and Ackman are actually buying, Captiver was made for you.
Your Financial Picture
Everything. Public stocks and ETFs, bonds, crypto, real estate (with automated valuation estimates), RSUs and options with vesting schedules, private equity, vehicles, precious metals, and cash. On the liability side: mortgages, loans, credit cards, lines of credit. Captiver gives you your true net worth — not just your brokerage balance.
Yes, and it's built with Canadians in mind. Captiver supports RRSP, TFSA, RRIF, and non-registered accounts with native CAD/USD dual reporting. We connect to Canada's major financial institutions. No more jerry-rigging a US-only app to handle your TD or RBC accounts.
Yes — multi-currency from the ground up. Whether you hold USD, CAD, GBP, EUR, AUD, or a mix, your net worth is normalized into your home currency in real time. Ideal for Canadians with US brokerage accounts, Australians holding US ETFs, or Europeans with cross-border portfolios.
Yes. Captiver supports investors in the UK, Europe, and Australia. TFSA/RRSP (Canada), ISAs (UK), and standard EU/AU brokerage accounts are all supported. We're expanding institution coverage regularly.
We connect via multiple aggregation layers — not a single provider. Where live connections aren't available, import via CSV or enter values manually. Every sync shows a clear status and timestamp. No silent failures, no mystery zeros.
Elite Investor Research
A research tool tracking quarterly 13F SEC filings from 16 of the world's most respected institutional investors — Buffett, Ackman, Klarman, Tepper, Howard Marks, and more. See full portfolios, every historical holding, quarter-by-quarter changes, and buying/selling signals. A Consensus page surfaces the stocks the most elite investors are simultaneously adding.
13F filings are published up to 45 days after each quarter-end — that's the legal deadline, and it applies to every tracker on the market. Captiver syncs filings the day they're published and timestamps every holding clearly.
This is what makes Captiver unique. When Buffett adds a position, you instantly see whether you hold it, how your exposure compares to his allocation, and what adding it would do to your concentration and risk. No other platform connects your personal holdings to 13F data in real time.
AI CFO
It understands your complete financial picture — holdings, account types, tax situation, goals, risk profile — and answers in plain English. Ask: "Am I overweight tech?", "What would Roth-converting $50k cost me this year?", or "Buffett just added OXY — what does that mean for my allocation?" Every answer is grounded in your actual data. It shows its work so you can verify every number.
No — and it's upfront about that. It models scenarios, surfaces insights, and helps you ask better questions. It will never place trades, move funds, or recommend specific securities. For regulated advice, it hands off to your CPA or advisor. Think of it as a CFO-grade analyst working for you 24/7.
Data & Security
Yes. Captiver tracks dividend history, categorizes qualified vs. ordinary dividends, and maintains per-lot cost basis. Tax reporting is account-type-aware: TFSA, RRSP, ISA, Roth IRA, taxable — so you know what's sheltered and what's exposed.
Captiver is read-only — we can never move money or execute trades. All data is encrypted in transit and at rest. We don't sell your data, serve ads, or use your financial information to upsell managed accounts. Your data is yours.
Comparisons
Empower is free because it uses your data to sell wealth management at ~0.8% AUM. Captiver charges a flat subscription — no upsells, no advisor calls, no conflict of interest. You also get elite investor tracking and an AI CFO. And unlike Empower, Captiver works properly for Canadians, Europeans, and Australians.
They show 13F data in isolation. Captiver integrates that data with your own portfolio so the research is actually actionable — not just a list of stocks you're passively watching. Add net worth tracking and an AI CFO and it's a fundamentally different product.
Kubera is excellent at tracking net worth across asset classes — but stops there. No analytics, no AI advisor, no 13F research. Captiver gives you Kubera-level asset breadth plus investment-grade research and an AI CFO, at a more accessible price.
